Get Payment Schemes

Returns the payment schemes available for withdrawing a given currency under a specific product — e.g. Faster Payments or CHAPS for GBP, SEPA or SEPA Instant for EUR, ACH or Fedwire for USD. Call this before requesting a withdrawal quote so the partner can present valid scheme choices; the selected scheme code is then passed as payment.scheme in the quote and withdraw requests.

Prerequisites

A valid productId for the product the account was issued under.

Optionally a customerId to scope schemes to what that customer is eligible for.

📤 Response Fields

Field	Type	Description
`data.supportedSchemes`	`array`	Payment schemes available for this currency and product
`data.supportedSchemes[].name`	`string`	Human-readable scheme name shown to the end user
`data.supportedSchemes[].code`	`string`	Scheme code to send as `payment.scheme` in quote/withdraw requests (max 50 chars)
`requestId`	`string`	Unique ID of this request — quote it in support queries
`timestamp`	`string (date-time)`	Server timestamp of the response (UTC)

curl --location '/api/v1/accountwithdrawal/paymentschemes/GBP/b1f3c7a2-6c4e-4d91-9f2a-123456789abc?customerId=ed2baa83-a988-4b4a-93ee-fad379500bbd' \ --header 'X-API-Key;' \ --header 'X-Signature;' \ --header 'X-Timestamp;' \ --header 'X-Nonce;' \ --header 'X-Body-Hash;'

{ "success": true, "data": { "supportedSchemes": [ { "name": "Faster Payments", "code": "FasterPayments" }, { "name": "CHAPS", "code": "Chaps" }, { "name": "Swift", "code": "Swift" } ] }, "requestId": "9ebad6e481474fceb28de4f6e22edcab", "timestamp": "2026-08-12T09:31:40.540407Z" }

Request

Responses